Have you ever wandered through the sprawling showrooms of Arhaus, casually glancing at the ornate furnishings and lavish decor, only to wistfully look at the premium price tags and keep walking? What if I told you there’s a way to make the Arhaus lifestyle attainable on any budget? A path to surround yourself with their stunning designs without draining your bank account? Introducing the Arhaus Credit Card – this card unlocks savings and perks to turn your home decor dreams into a reality. In this blog, we will walk you through everything you need to know about the Arhaus Credit Card Payment. So, stay tuned!
How to Pay Your Arhaus Credit Card:
Paying your Arhaus Credit Card is easy, as you have multiple options to choose from to make payments conveniently.
Method 1: Pay online
Here’s a step-by-step guide to pay online using Arhaus Credit Card:
Step 1: Go to the Arhaus website at www.arhaus.com.
Step 2: At the top right corner of the homepage, click on “My Account.”
Step 3: If you do not already have an online account, you will need to create one.
Step 4: Click on “Create an Account.”
Step 5: Enter your Arhaus Credit Card number, name, and email address, and create a password.
Step 6: Agree to the terms and click “submit.”
Step 7: Once logged into your account, click on “Make a Payment” under the “Manage Account” menu.
Step 8: Select whether you want to make a one-time payment or set up recurring automatic payments.
Method 2: Pay by phone
Here’s a step-by-step guide to pay by phone using Arhaus Credit Card:
Step 1: Call 1-888-245-4064, the Arhaus Credit Card customer service number.
Step 2: When prompted by the automated system, use your phone keypad to enter your:
- 16-digit credit card number
- Expiration date
- 3-digit security code
Step 4: Follow the voice instructions to enter the payment amount.
Step 5: Select a processing date at least 5 days before your due date.
Step 6: Write down the confirmation number given at the end.
Note: Generally, payments made by phone take 1-2 business days to process.
Method 3: Pay by mail
Here’s a step-by-step guide to pay by mail using Arhaus Credit Card:
Step 1: Write your 16-digit Arhaus Credit Card number on the check or money order.
Step 2: Make the check payable to “Arhaus Credit Card.”
Step 3: Include your name, address, and account number in the letter.
Step 4: Mail your payment to Arhaus Credit Card PO Box 182273 Columbus, OH 43218-2273.
Note: It might take 5-7 business days for delivery before your payment due date. In the meantime, you can track your mailed payment to confirm when it is processed.
About Arhaus Credit Card:
Arhaus has become a treasured brand for homemakers and interior design enthusiasts seeking high-quality, unique furniture. Known for their commitment to original designs, premium natural materials, artisanal techniques, and sustainable practices, Arhaus offers an inspiring collection of furniture, lighting, rugs, accessories, and decor to elevate every room.
From the plush organic cotton velvet of a living room sofa to the smooth marble top of a dining table, the smallest details showcase their dedication to the finest details. For larger purchases above a qualifying amount, deferred interest plans allow you to pay over time without accruing interest charges. Low monthly payment options are also available at reduced APRs. For example, a recent promotion offered 12 months of deferred interest on purchases over a certain amount, providing flexibility and savings.
Terms and Conditions of Arhaus Credit Card:
Understanding the terms and conditions is crucial for responsible credit card management. Here’s what you need to know about the Arhaus Credit Card:
Issuing Bank:
The Arhaus Credit Card is issued by Comenity Bank, a major banking institution that issues credit cards for various retailers.
Interest Rates:
The Annual Percentage Rate (APR) for purchases, balance transfers, and cash advances is 24.99%. This interest rate applies to any balances carried over from month to month. It is a variable rate that may fluctuate based on the Prime Rate.
Balance Transfers and Cash Advances:
The Arhaus Card does not offer balance transfer capabilities. You cannot transfer balances from other credit cards onto this card. Cash advances are also not allowed with the Arhaus Credit Card. You cannot withdraw cash or get cash equivalents like money orders or traveler’s checks.
Annual Fee:
There is no annual fee to have the Arhaus Credit Card. Some credit cards charge annual fees, but this one does not.
Late Payment and Returned Payment Fees:
To avoid fees, make sure to pay at least the minimum by the due date.
Grace Period:
The grace period is 25 days after the close of a billing cycle. If you pay the full balance within 25 days of the closing date, you can avoid paying interest on purchases.
How to register a new Arhaus credit card account?
- Just visit the Arhaus Comenity page and click the Register Now link located in the top menu.
- You will be redirected to the account verification page, Enter your account information and click the Find My Account link.
- After the account identification and verification, you can fill out the online registration form.
- You can create a new username and password for your account.
How to Apply?
- Visit the official Arhaus website and click the Arhaus credit card link available on the footer side. You can also visit the credit card page directly at https://www.arhaus.com/pages/arhaus-credit-card.
- Click the Apply Now link to start the application process.
- Fill out the application form by providing contact information, address details, and income details.
- Finally, click the Submit Application button.
Arhaus Credit Card Login
Step 1: Visit the official Comenity Arhaus account page at https://d.comenity.net/ac/arhaus/public/home.
Step 2: You will see a Sign In link below the top menu.
Step 3: Once you see a Sign In form, you can log in by using your username and password.
Frequently Asked Questions:
Q: How can I make a payment on my Arhaus Credit Card?
A: You’ve got options to pay your Arhaus Credit Card: online by logging into your account, by phone at 1-888-245-4064, or by mail to Comenity Bank, PO Box 182273, Columbus, OH 43218. Just be sure to pay by the due date to avoid fees.
Q: Are there any fees to watch out for?
A: The good news is there’s no annual fee, so you can enjoy the perks cost-free. But keep an eye out for potential fees like late payment and returned payment fees up to $35. Knowing the terms helps you manage your card responsibly.